Rates – Happy Valley Credit Union

Savings (SHARE) and Club Account Rates Certificate and IRA Rates New & Used Car and Truck Rates Personal Loans

Savings (SHARE) and Club Account Rates

Share and Club Dividends Effective February 26, 2026:

Share Account (Savings)
Christmas Club
Vacation Club
Special Savings
IRA’s

.20%
.20%
.20%
.20%
.25%

APY(Annual Percentage Yield): Rates Subject to change

Certificate and IRA Rates

Months
6 month CD ($1,000 minimum)
12 month CD ($1,000 minimum)
18 month CD ($1,000 minimum)
24 month CD ($1,000 minimum)

Rate
2.00%
2.80%
2.90%
3.05%

APY (Annual Percentage Yield): CD Rates subject to change without notice. A penalty will or may be imposed for early withdrawal.

Minimum balance required to open a CD Account is $1,000.00.
A penalty may be imposed for early withdrawal.

CD Rates subject to change without notice.
A penalty will or may be imposed for early withdrawal.

Call 423-542-6078 for current rates.

New and Used Car and Truck rates

New and Used Vehicle Rates begin at 4.75%. Credit restrictions may apply. Call loan officer for more details and current rates.

Recreational Vehicles

**Loan Special** Recreational Vehicles starting at 4.25% APR. Credit restrictions may apple.

Call loan officer for more details.

Christmas Loans

Get extra cash for the holidays with our Christmas loans starting at 6.99% / APR, up to $2,000.

Call loan officer for more details

Personal Loan

Vacation Loans
Signature Loans
Back to School Loans

Starting at 6.99%/APR . Call loan officer for more details
Starting at 9.99%/APR. Call loan officer for more details
Starting at 6.99%/APR. Call loan officer for more details

Ranges are listed for existing rates in each category as of date shown above. Certain qualifications must be met to obtain credit. Call or visit our office to find out more about eligibility, costs that can be associated with obtaining credit, daily rates and other loan information.

Certain restrictions apply. Terms subject to change without notice.

Call today (423)-542-6078