Rates – Happy Valley Credit Union

Savings (SHARE) and Club Account Rates Certificate and IRA Rates Real Estate Loan Rates Fixed Rate First Mortgages Home Improvement / Home Equity Land Loan New & Used Car and Truck Rates Recreational Vehicles Christmas Loan Click me

Savings (SHARE) and Club Account Rates

Share and Club Dividends for 2nd Quarter 2021:

Share Account (Savings)
Christmas Club
Vacation Club
Special Savings
IRA’s

.10%
.10%
.10%
.10%
.20%

APY(Annual Percentage Yield): Rates Subject to change

Certificate and IRA Rates

Months
6 month CD ($1000 minimum)
12 month CD ($1000 minimum)
18 month CD ($1,000 minimum)
24 month CD ($1,000 minimum)

Rate
0.50%
0.70%
0.85%
1.00%

APY
0.5012%
0.7024%
0.8536%
1.0050%

APY(Annual Percentage Yield): CD Rates subject to change without notice. A penalty will or may be imposed for early withdrawal.

Effective 08-14-2020

Minimum balance required to open a CD Account is $1000.00.
A penalty may be imposed for early withdrawal.

CD Rates subject to change without notice.
A penalty will or may be imposed for early withdrawal.

Call 423-542-6078 for current rates.

Real Estate Loan Rates

All rates subject to change without notice. Call 542-6078

Fixed Rate First Mortgages

Fixed Rate – 15 years
Fixed Rate – 20 years
Fixed Rate – 25 years

Call our loan officers for more information and current rates.
Call our loan officers for more information and current rates.
Call our loan officers for more information and current rates.

Home Improvement / Home Equity

All rates subject to change without notice. Call 542-6078

Variable Rate

Call our loan officers for more information and current rates.

Land Loan

Fixed Rate

Call our loan officers for more information and current rates.

New & Used Car and Truck rates

Rates starting at 2.25% (effective November 1, 2019)

Recreational Vehicles

Recreational Vehicles starting at 5.90% / APR

Christmas Loans

Get extra cash for the holidays with our Christmas loans starting at 5.99% / APR

Personal Loan

Vacation Loans
Signature Loans

5.99%
Starting at 9.25%

Ranges are listed for existing rates in each category as of date shown above. Certain qualifications must be met to obtain credit. Call or visit one of our loan officers to find out more about eligibility, costs that can be associated with obtaining credit, daily rates and other loan information.

Certain restrictions apply. Terms subject to change without notice.

Call today @ (423)-542-6078