Think you don’t need identity theft protection? Think again.

Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are.

Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, leaving them contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

Happy Valley Credit Union provides our members with account type access to comprehensive identity theft recovery services for a nominal monthly fee. Contact your local branch if you have questions concerning this fee.

We have partnered with one of the nation’s most trusted names in identity theft protection to provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These services include:

• Fully Managed Identity Theft Recovery – If you suspect identity theft, or if your personal information becomes compromised, we will assign you to a professional, certified and licensed Recovery Advocate will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored – no matter how long it takes! This service extends to cover you and up to three generations of family! Click here for complete Terms and Conditions.
• Lost Document Replacement – this service provides personalized one-on-one assistance to replace identity credential documents that have been lost, stolen or destroyed in connection with your identity fraud event.
• Identity Theft Expense Reimbursement Insurance – you may receive reimbursement for out of pocket expenses incurred during the identity recovery process up to a maximum of $10,000, including reimbursement for lost wages, attorney’s fees, and other expenses. Click here for Evidence of Coverage.

If you suspect you are a victim of fraud, contact our office right away. We will put you in touch with a Recovery Advocate who will work with you to analyze your situation, can complete identity recovery legwork on your behalf, and will be there for you until your good name is restored – with no time limit.