Savings (SHARE) and Club Account Rates

Share and Club Dividends for 3rd Quarter 2011:
Share Account (Savings)                             .45%

Share Draft Account (Checking)                   .25% 

Christmas Club                                           .45%

Vacation Club                                             .45%

Escrow                                                       .25%

IRA’s                                                          .75%
APY(Annual Percentage Yield): Rates Subject to change
 

 
Certificate and IRA Rates
 
  APY
6 month CD
($1000 minimum)		 .40 %

12 month CD
($1000 minimum)

 .65 %

18 month CD
($1,000 minimum)

 .85 %

24 Month CD
($1000 Minimum)

 .90 %
APY(Annual Percentage Yield): CD Rates subject to change without notice. A penalty will or may be imposed for early withdrawal.

 Effective 12/20/2011

Minimum balance required to open  a CD  Account is $1000.00.
A penalty may be imposed for early withdrawal.

CD Rates subject to change without notice.
A penalty will or may be imposed for early withdrawal.

Call 423-542-6078 for current rates.
 
Real Estate Loan Rates
All rates subject to change without notice. Call 542-6078
 
Fixed Rate First Mortgages
Fixed Rate  15 years see loan officer
Fixed Rate  20 years see loan officer
   
5 year Balloon – Amortized Over 30 years / 5-5-5-5-5-5
Fixed Rate see loan officer
   
   
Home Improvement / Home Equity
All rates subject to change without notice. Call 542-6078
Variable Rate = to Prime
   
Land Loan
Fixed Rate 7.50%/APR
   
Mobile Home & Modular Homes  (with Land)
Fixed Rate 8.00%/APR
   
New & Used Cars and Trucks
New Cars as Low as      3.90%/ APR

Used Cars as Low as     4.89% / APR
 
Recreational Vehicles
Recreational Vehicles starting at 7.00% / APR
 

Personal Loan
Vacation Loans  
Signature Loans  
 

Ranges are listed for existing rates in each category as of date shown above. Certain qualifications must be met to obtain credit. Call or visit one of our loan officers to find out more about eligibility, costs that can be associated with obtaining credit, daily rates and other loan information.

Certain restrictions apply.  Terms subject to change without notice.
Call today @ (423)-542-6078