Financial Products Offered by the Credit Union
Savings Accounts (Share Account)	IRA Accounts
Checking Accounts (Share Draft Account)	Share Certificates
Credit Cards	Debit/ATM Cards
Automated Teller Machine	Free Notary & Fax Service for Members
1st Mortgage Home Loans	Home Equity Loans
Vehicle Loans-New	Vehicle Loans-Used
Signature Loans	Recreational Vehicle Loans
Share Secure Loans	Discount Vouchers for Biltmore House & Gardens
Online Banking	Direct Deposit
Wire Transfer

Credit unions generally offer better rates on loans and savings than do commercial banks. While banks must make profits for their shareholders, credit unions exist only to serve their members. That's why we say that credit unions are "Where people are worth more than money”

From the early days to the present day, the credit union philosophy has always been:
“not for profit, not for charity, but for service”